Private Sector Service
Pursuant to SEBI guideline, (Investment Advisor) Regulations 2013 we have formed policies for
risk profiling and suitability assessment as required under regulation 16 and 17 of the said
act. Following which Investment adviser shall ensure that-
(a) All investments on which investment advice is provided is appropriate to the risk
profile of the client;
(b) It has a documented process for selecting investments based on client's investment
objectives and financial situation;
(c) It understands the nature and risks of products or assets selected for clients;
(d) It has a reasonable basis for believing that a recommendation or transaction entered
(i) meets the client's investment objectives;
(ii) is such that the client is able to bear any related investment risks consistent
with its investment objectives and risk tolerance;
(iii) is such that the client has the necessary experience and knowledge to understand
the risks involved in the transaction.
Our risk profile comprehensive form comprises of such questions which helps client & us to
determine the said objectives. This Investor Suitability assessment guides you in choosing
services according to your investment objectives, risk tolerance, financial profile and
investment experience. The information provided helps us to assess your needs in a defined
manner. It is important to provide accurate and complete information to ensure that
appropriate services are recommended according to investment needs and objectives.
To ensure that the advice given to you is suitable for you we shall ensure that all
investments on which investment advice is provided is appropriate to your risk profile
categorizing as low risk appetite, medium risk appetite and high risk appetite investor. A
similar classification will be done for services after considering the risk and reward of
the services offered and various SEBI guidelines in this regards. Client with Medium risk
appetite is recommended to subscribe Medium risk services only and client with high risk
appetite is recommended to subscribe either medium or high risk services. We do not offer
low risk services.
Depending on the risk involved in stock market, financial profile and investment
experience, clients can be classified into the following categories.
1. Low risk investor- This type of investor take very low risk and mainly focus on
capital protection, they are happy with low rewards.
2. Medium risk investor - This type of investor is able to accept downfall in their
investment occasionally and is
willing to take medium risk associated with market. They focus on medium risk & reward.
3. High risk investor - This type of investor is keen for opportunities to generate
high returns and is able to accept substantial risk and even significant downfall in their
The maximum total score of the risk profile questionnaire is 750. Basis upon the scores we
classify clients as below
|Risk Assessment Score
||Characteristics of Services
|Less Than 150
|| Low Risk Investor
||We don't offer any services of equities & derivatives market to Low Risk
|150 to 390
||Medium Risk Investor
||We don't offer any services of Derivatives & Commodity market to Medium Risk
||High Risk Investor
|| Offer services with High risk and return. Principal amount may be at 100% risk.
Suitable only for experienced investor/trader or for investor/trader willing to
take risk in market for high returns. Approximately 1-4 tips recommended per
services and sometime requested to hold the position as per the services chosen.
As per the SEBI Guidelines, Investment Adviser shall ensure that-
1. As per the risk profiling conducted, your total score is _______________ and your risk category is
_______________________. Hence, Below is the
investment advice services List based on your risk category, on next page you can select the
services appropriate to your risk profile.
2. After assessing your investment objectives and financial position through Risk Profiling
filled by you through our website, it is notified to you through the e-mail on your
registered e-mail id _____________________. Apart
from this, you can also send us the risk profiling copy filled by you via e-mail.
3. After the risk profiling only, the suitable products or services can be offered as per
client risk category. Further, the risk associated with each service is defined under
moderate risk and high risk.
Please refer the table below with risk based classification of services.
4. We believe that the recommendation provided:
(i) Since your investment objective is __________________,
this recommendation meets your
(ii) Since, you have experience of ___________________
in the stock/derivative/currency market; it can be considered that you understand the
risk associated with the market.
5. We do not offer any complex financial product/services to any of our client. All the
services offered are listed on our website along with their respective features hence you
can always access the list of services we offer.
Risk based classification of the services:-
|| Service Name
|| Risk classification
Service Selection Panel